You might have an idea of the loan payment and mortgage you can afford. But in this current economy, will the bank feel otherwise?
 
It is always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.
  
In the pre-qualification process, you will find out:

• Exactly how much home or land you can afford, and what the monthly payments will be.
• How much cash you will need for the down payment.
• The minimum down payment and advantages of higher down payments. 

Skip the trip to the bank, we can help you pre-qualify for a mortgage today. Please contact us by email or give us a call at . We help buyers pre-qualify for mortgages every day!

• We respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker, with your explicit permission.
• This service is provided free of charge, without any obligation on your part. It is part of our job as a top Boulder & Denver area REALTOR® to offer these services.
• Once we hear from you, we will quickly process your information and get right back to you!

You might be a tad nervous or intimidated by the whole process of buying your first home but, as a top Boulder & Denver area real estate expert, it is my job to guide you along the process, from beginning to end.
 
I will take the time to go through each and every step of the buying process with you. There are no dumb questions!
 
Together, we will consider:

• How much can you really afford?
• How to qualify for a mortgage.
• How much cash you should put down.
• How to buy a home with little or nothing down.
• What it takes to get approved for financing. What banks and other financial institutions are looking for.
• How much your payments will be.
• The tax advantages of buying.
• Is renting or buying better for you?

 
Are you new to the home buying process?
Tell me a bit about your situation. Tell me your concerns. Ask me questions. There is absolutely no charge, and I offer this to you with no strings attached.
 
Simply contact me by email or give me a call at .
 
It is my job and pleasure to help! There is no obligation, and I promise to get back to you quickly.

Whether you are in the market for a primary residence, an investment property or a second home, purchasing real estate involves many important considerations and decisions. A real estate agent can provide the focus, due diligence and expertise needed to help you find the home of your dreams.
 
A real estate professional will:

• Assist in determining how much house you can afford and help you get pre-qualified or pre-approved for a loan.
• Simplify your search by helping you define home and neighborhood criteria.
• Screen new listings daily and alert you of homes that match your criteria.
• Keep you abreast of local market conditions, so you can make informed decisions.
• Gather in-depth detail on each home, schedule tours and point out the advantages and possible drawbacks of each property.
• Work with you in drafting an appropriate offer and serve as your representative when presenting it to the seller.
• Negotiate a contract that considers your goals and leads to a successful closing.
• Personally refer you to proven service providers, such as inspectors, appraisers, title companies, warranty providers, insurance agencies, attorneys, carpenters, movers and more.

 
IMPORTANT TO NOTE: Real estate professionals can represent the seller, the buyer or both. When agents represent both parties, it is called Transaction Brokerage. In some states, Transaction Brokerage affects the real estate professional’s fiduciary responsibilities to the seller.
 
Keep in mind that real estate laws differ from state to state and even from locale to locale. For more in-depth answers, talk with a knowledgeable real estate professional and ask about local practices. We are happy to help here on the Front Range. Contact us today.